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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,420 | $106,247+7.7% | $96,515+18.6% | $139,466-18.0% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 15.69% | 38.47%-22.8pp | 35.73%-20.0pp | 373.66%-358.0pp |
| Employer contribution / active EE | $2,937 | $4,106-28.5% | $3,740-21.5% | $4,754-38.2% |
| Participant deferral / active EE | $6,347 | $5,456+16.3% | $4,880+30.1% | $6,712-5.4% |
| Admin fee / account holder | $4,050 | $7,885-48.6% | $6,735-39.9% | $11,409-64.5% |