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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,460 | $53,837-37.8% | $75,717-55.8% | $85,856-61.0% |
| Participation rate | 84.2% | 69.1%+15.2pp | 74.8%+9.4pp | 69.3%+14.9pp |
| Annual return | 12.11% | 24.54%-12.4pp | 104.58%-92.5pp | 318.58%-306.5pp |
| Employer contribution / active EE | $1,541 | $2,017-23.6% | $2,743-43.8% | $2,565-39.9% |
| Participant deferral / active EE | $1,380 | $2,895-52.3% | $3,821-63.9% | $3,952-65.1% |
| Admin fee / account holder | $8,329 | $3,341+149.3% | $3,619+130.1% | $6,261+33.0% |