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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,987 | $42,909-32.4% | $60,906-52.4% | $68,486-57.7% |
| Participation rate | 98.3% | 66.8%+31.5pp | 73.1%+25.2pp | 67.9%+30.4pp |
| Annual return | -15.69% | -13.99%-1.7pp | 16.94%-32.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $1,699 | $1,979-14.2% | $2,703-37.2% | $2,597-34.6% |
| Participant deferral / active EE | $1,645 | $2,866-42.6% | $3,814-56.9% | $4,028-59.2% |
| Admin fee / account holder | $1,609 | $3,104-48.2% | $3,227-50.1% | $5,404-70.2% |