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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,370 | $176,077+99.6% | $159,455+120.4% | $167,518+109.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.93% | 331.83%-316.9pp | 263.63%-248.7pp | 478.71%-463.8pp |
| Employer contribution / active EE | $12,774 | $5,298+141.1% | $4,830+164.5% | $4,838+164.0% |
| Participant deferral / active EE | $8,089 | $7,751+4.4% | $7,353+10.0% | $6,342+27.5% |
| Admin fee / account holder | $2,267 | $12,556-81.9% | $10,800-79.0% | $12,312-81.6% |