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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,027 | $148,623+140.2% | $135,974+162.6% | $139,466+156.0% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 17.65% | 79.30%-61.7pp | 68.30%-50.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $19,405 | $5,246+269.9% | $4,859+299.4% | $4,754+308.2% |
| Participant deferral / active EE | $10,418 | $8,103+28.6% | $7,760+34.3% | $6,712+55.2% |
| Admin fee / account holder | $32,631 | $12,406+163.0% | $10,767+203.1% | $11,409+186.0% |