| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC7+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $162,000 |
KPMG LLP7+ years Service code 10 PO BOX 120754 · DALLAS, TX 75312 | Accounting | $26,000 |
MERCER3 years Service code 16 PO BOX 13793 · DALLAS, TX 75373 | Consulting | $6,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,600 | $68,062-2.1% | $185,854-64.2% | $106,520-37.5% |
| Participation rate | 9.7% | 75.2%-65.5pp | 81.7%-72.0pp | 71.3%-61.6pp |
| Annual return | 14.51% | 18.20%-3.7pp | 122.12%-107.6pp | 19.28%-4.8pp |
| Employer contribution / active EE | $0 | $1,997-100.0% | $5,169-100.0% | $2,840-100.0% |
| Participant deferral / active EE | $561 | $3,990-85.9% | $5,569-89.9% | $4,948-88.7% |
| Admin fee / account holder | $42 | $53-21.2% | $16,246-99.7% | $75-44.2% |