| Provider | Service type | Compensation |
|---|---|---|
T ROWE PRICE RPS INC5+ years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $164,000 |
KPMG LLP5+ years Service code 10 15 W TEMPLE · SALT LAKE CITY, UT 84101 | Accounting | $25,000 |
STOEL RIVES LLP3 years Service code 29 201 SOUTH MAIN STREET · SALT LAKE CITY, UT 84111 | Legal | $8,000 |
MERCER1 year Service code 27 PO BOX 13793 · DALLAS, TX 75373 | Advisory (Plan) | $6,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,294 | $58,202-13.6% | $172,757-70.9% | $89,609-43.9% |
| Participation rate | 10.0% | 72.8%-62.9pp | 82.6%-72.7pp | 69.6%-59.6pp |
| Annual return | 21.39% | 61.59%-40.2pp | 803.06%-781.7pp | 33.65%-12.3pp |
| Employer contribution / active EE | $0 | $1,759-100.0% | $5,144-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $447 | $3,335-86.6% | $5,198-91.4% | $4,222-89.4% |
| Admin fee / account holder | $43 | $53-18.5% | $13,956-99.7% | $72-40.2% |