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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,553 | $65,434-38.0% | $98,483-58.8% | $85,847-52.8% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 18.95% | 21.75%-2.8pp | 1494.38%-1475.4pp | 318.61%-299.7pp |
| Employer contribution / active EE | $3,868 | $2,169+78.4% | $2,961+30.7% | $2,565+50.8% |
| Participant deferral / active EE | $6,738 | $3,168+112.7% | $4,276+57.6% | $3,952+70.5% |
| Admin fee / account holder | $3,050 | $4,595-33.6% | $5,953-48.8% | $6,261-51.3% |