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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,460 | $53,128-5.0% | $86,582-41.7% | $70,126-28.0% |
| Participation rate | 100.0% | 65.3%+34.7pp | 73.5%+26.5pp | 69.5%+30.5pp |
| Annual return | 16.49% | 27.66%-11.2pp | 965.08%-948.6pp | 73.15%-56.7pp |
| Employer contribution / active EE | $2,792 | $2,068+35.0% | $2,839-1.7% | $2,343+19.2% |
| Participant deferral / active EE | $4,852 | $2,695+80.0% | $3,609+34.4% | $3,332+45.6% |
| Admin fee / account holder | $4,557 | $3,584+27.1% | $4,904-7.1% | $4,645-1.9% |