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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,665 | $102,393-75.9% | $147,041-83.2% | $80,911-69.5% |
| Participation rate | 82.4% | 75.9%+6.5pp | 82.2%+0.2pp | 67.6%+14.7pp |
| Annual return | 97.57% | 134.95%-37.4pp | 419.21%-321.6pp | 35.63%+61.9pp |
| Employer contribution / active EE | $1,264 | $3,715-66.0% | $4,935-74.4% | $2,756-54.1% |
| Participant deferral / active EE | $4,497 | $6,647-32.3% | $8,071-44.3% | $4,297+4.7% |
| Admin fee / account holder | $771 | $7,943-90.3% | $13,006-94.1% | $6,935-88.9% |