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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,989 | $93,589-88.3% | $135,942-91.9% | $75,181-85.4% |
| Participation rate | 74.3% | 75.2%-0.9pp | 81.9%-7.6pp | 67.2%+7.1pp |
| Annual return | 0.00% | 30.90%-30.9pp | 68.28%-68.3pp | 160.69%-160.7pp |
| Employer contribution / active EE | $1,181 | $3,537-66.6% | $4,858-75.7% | $2,671-55.8% |
| Participant deferral / active EE | $4,517 | $6,405-29.5% | $7,759-41.8% | $4,126+9.5% |
| Admin fee / account holder | $391 | $6,977-94.4% | $10,764-96.4% | $5,650-93.1% |