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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,062 | $53,063+627.5% | $124,206+210.8% | $82,637+367.2% |
| Participation rate | 74.1% | 58.4%+15.7pp | 69.6%+4.5pp | 68.1%+6.0pp |
| Annual return | 13.43% | 68.87%-55.4pp | 515.27%-501.8pp | 53.51%-40.1pp |
| Employer contribution / active EE | $8,856 | $1,530+478.7% | $3,540+150.1% | $2,552+247.0% |
| Participant deferral / active EE | $15,185 | $2,644+474.3% | $3,968+282.7% | $4,126+268.0% |
| Admin fee / account holder | $8,050 | $4,281+88.0% | $5,929+35.8% | $7,339+9.7% |