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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,486 | $152,597-42.7% | $117,533-25.6% | $134,532-35.0% |
| Participation rate | 75.0% | 77.1%-2.1pp | 70.6%+4.4pp | 81.2%-6.2pp |
| Annual return | -10.07% | 53.04%-63.1pp | 29.77%-39.8pp | 418.27%-428.3pp |
| Employer contribution / active EE | $3,027 | $5,576-45.7% | $4,179-27.6% | $4,741-36.2% |
| Participant deferral / active EE | $4,923 | $4,821+2.1% | $4,072+20.9% | $6,401-23.1% |
| Admin fee / account holder | $18,721 | $7,007+167.2% | $5,647+231.5% | $11,429+63.8% |