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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,122 | $67,823-54.1% | $52,425-40.6% | $137,256-77.3% |
| Participation rate | 60.0% | 63.9%-3.9pp | 55.6%+4.4pp | 80.0%-20.0pp |
| Annual return | 25.41% | 219.11%-193.7pp | 302.12%-276.7pp | 220.34%-194.9pp |
| Employer contribution / active EE | $727 | $1,163-37.5% | $914-20.5% | $4,156-82.5% |
| Participant deferral / active EE | $5,353 | $2,288+134.0% | $1,790+199.0% | $6,407-16.4% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |