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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,922 | $156,398+7.4% | $147,318+14.0% | $138,895+20.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.13% | 78.75%-58.6pp | 70.43%-50.3pp | 145.39%-125.3pp |
| Employer contribution / active EE | $38,357 | $4,853+690.3% | $4,593+735.1% | $4,194+814.5% |
| Participant deferral / active EE | $28,936 | $8,237+251.3% | $7,906+266.0% | $6,396+352.4% |
| Admin fee / account holder | $1,187 | $14,976-92.1% | $13,708-91.3% | $12,562-90.5% |