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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,922 | $155,555+8.0% | $146,866+14.3% | $155,188+8.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.13% | 115.41%-95.3pp | 102.85%-82.7pp | 148.84%-128.7pp |
| Employer contribution / active EE | $38,357 | $4,647+725.5% | $4,425+766.9% | $4,248+803.0% |
| Participant deferral / active EE | $28,936 | $8,044+259.7% | $7,759+272.9% | $6,531+343.0% |
| Admin fee / account holder | $1,187 | $14,755-92.0% | $13,620-91.3% | $14,480-91.8% |