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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,480 | $97,550-43.1% | $120,344-53.9% | $87,485-36.6% |
| Participation rate | 59.8% | 72.8%-13.0pp | 76.7%-16.9pp | 68.9%-9.1pp |
| Annual return | 18.56% | 18.41%+0.2pp | 20.30%-1.7pp | 26.06%-7.5pp |
| Employer contribution / active EE | $1,249 | $2,291-45.5% | $3,020-58.6% | $2,596-51.9% |
| Participant deferral / active EE | $3,670 | $4,230-13.2% | $5,135-28.5% | $4,274-14.1% |
| Admin fee / account holder | $1,841 | $9,543-80.7% | $12,742-85.5% | $7,775-76.3% |