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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,186 | $79,181-48.0% | $102,423-59.8% | $74,429-44.7% |
| Participation rate | 55.3% | 74.8%-19.5pp | 76.5%-21.2pp | 67.2%-11.9pp |
| Annual return | 19.15% | 54.97%-35.8pp | 29.42%-10.3pp | 1368.38%-1349.2pp |
| Employer contribution / active EE | $1,072 | $2,362-54.6% | $3,023-64.6% | $2,625-59.2% |
| Participant deferral / active EE | $3,042 | $4,416-31.1% | $5,054-39.8% | $4,348-30.1% |
| Admin fee / account holder | $3,668 | $2,002+83.2% | $9,455-61.2% | $1,944+88.7% |