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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,312 | $173,397-88.3% | $135,987-85.1% | $145,877-86.1% |
| Participation rate | 62.5% | 80.4%-17.9pp | 76.4%-13.9pp | 80.3%-17.8pp |
| Annual return | 19.66% | 1166.18%-1146.5pp | 580.01%-560.4pp | 551.28%-531.6pp |
| Employer contribution / active EE | $2,194 | $5,281-58.5% | $4,214-47.9% | $4,663-53.0% |
| Participant deferral / active EE | $4,568 | $8,710-47.6% | $7,027-35.0% | $6,691-31.7% |
| Admin fee / account holder | $3,032 | $9,663-68.6% | $6,716-54.9% | $13,402-77.4% |