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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,442 | $154,365-93.2% | $130,231-92.0% | $139,466-92.5% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.3%+23.7pp | 80.3%+19.7pp |
| Annual return | 0.00% | 30.53%-30.5pp | 38.86%-38.9pp | 373.66%-373.7pp |
| Employer contribution / active EE | $4,522 | $5,170-12.5% | $4,126+9.6% | $4,754-4.9% |
| Participant deferral / active EE | $9,506 | $8,498+11.9% | $6,799+39.8% | $6,712+41.6% |
| Admin fee / account holder | $4,130 | $9,214-55.2% | $6,020-31.4% | $11,409-63.8% |