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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,236 | $177,156-84.1% | $147,027-80.8% | $154,746-81.8% |
| Participation rate | 41.2% | 79.4%-38.2pp | 73.7%-32.6pp | 80.7%-39.5pp |
| Annual return | 24.61% | 21.94%+2.7pp | 20.23%+4.4pp | 172.34%-147.7pp |
| Employer contribution / active EE | $1,454 | $4,336-66.5% | $3,626-59.9% | $4,379-66.8% |
| Participant deferral / active EE | $3,055 | $5,797-47.3% | $4,933-38.1% | $6,730-54.6% |
| Admin fee / account holder | $978 | $14,904-93.4% | $12,223-92.0% | $14,365-93.2% |