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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,006 | $150,346-87.4% | $120,524-84.2% | $145,877-87.0% |
| Participation rate | 72.7% | 78.8%-6.1pp | 71.9%+0.8pp | 80.3%-7.6pp |
| Annual return | 23.54% | 154.40%-130.9pp | 107.36%-83.8pp | 551.28%-527.7pp |
| Employer contribution / active EE | $2,966 | $4,353-31.9% | $3,469-14.5% | $4,663-36.4% |
| Participant deferral / active EE | $5,315 | $6,172-13.9% | $4,994+6.4% | $6,691-20.6% |
| Admin fee / account holder | $309 | $12,215-97.5% | $9,440-96.7% | $13,402-97.7% |