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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,525 | $201,344-68.4% | $184,243-65.5% | $145,877-56.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.19% | 29.01%-18.8pp | 28.82%-18.6pp | 551.28%-541.1pp |
| Employer contribution / active EE | $2,932 | $7,022-58.3% | $6,427-54.4% | $4,663-37.1% |
| Participant deferral / active EE | $15,878 | $9,807+61.9% | $9,132+73.9% | $6,691+137.3% |
| Admin fee / account holder | $6,396 | $16,382-61.0% | $13,914-54.0% | $13,402-52.3% |