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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,624 | $183,592-37.0% | $155,574-25.7% | $145,877-20.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 541.21% | 61.37%+479.8pp | 64.87%+476.3pp | 551.28%-10.1pp |
| Employer contribution / active EE | $2,385 | $5,317-55.1% | $4,676-49.0% | $4,663-48.8% |
| Participant deferral / active EE | $7,650 | $6,466+18.3% | $5,629+35.9% | $6,691+14.3% |
| Admin fee / account holder | $2,186 | $19,316-88.7% | $15,914-86.3% | $13,402-83.7% |