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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,944 | $88,672+21.7% | $105,223+2.6% | $82,448+30.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 19.20% | 30.86%-11.7pp | 180.65%-161.5pp | 41.64%-22.4pp |
| Employer contribution / active EE | $3,347 | $3,048+9.8% | $3,689-9.3% | $2,551+31.2% |
| Participant deferral / active EE | $9,543 | $4,036+136.4% | $5,072+88.2% | $4,139+130.5% |
| Admin fee / account holder | $19,408 | $7,146+171.6% | $8,859+119.1% | $7,234+168.3% |