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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,213 | $289,211-73.6% | $260,467-70.7% | $198,609-61.6% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 25.43% | 112.90%-87.5pp | 100.60%-75.2pp | 202.70%-177.3pp |
| Employer contribution / active EE | $14,160 | $4,663+203.7% | $4,239+234.1% | $5,055+180.1% |
| Participant deferral / active EE | $14,601 | $6,812+114.3% | $6,319+131.1% | $6,977+109.3% |
| Admin fee / account holder | $675 | $16,236-95.8% | $15,461-95.6% | $19,030-96.5% |