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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,021 | $58,057-82.7% | $97,032-89.7% | $86,983-88.5% |
| Participation rate | 81.6% | 60.4%+21.3pp | 71.6%+10.1pp | 69.5%+12.1pp |
| Annual return | 18.07% | 22.26%-4.2pp | 35.38%-17.3pp | 25.83%-7.8pp |
| Employer contribution / active EE | $605 | $1,663-63.6% | $2,629-77.0% | $2,584-76.6% |
| Participant deferral / active EE | $3,157 | $3,244-2.7% | $4,672-32.4% | $4,194-24.7% |
| Admin fee / account holder | $4,625 | $4,839-4.4% | $9,418-50.9% | $7,856-41.1% |