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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,021 | $57,590-82.6% | $86,233-88.4% | $82,448-87.8% |
| Participation rate | 81.6% | 57.9%+23.8pp | 69.0%+12.6pp | 68.1%+13.6pp |
| Annual return | 18.07% | 22.41%-4.3pp | 61.39%-43.3pp | 41.64%-23.6pp |
| Employer contribution / active EE | $605 | $1,655-63.4% | $2,504-75.8% | $2,551-76.3% |
| Participant deferral / active EE | $3,157 | $3,080+2.5% | $4,559-30.7% | $4,139-23.7% |
| Admin fee / account holder | $4,625 | $4,730-2.2% | $8,342-44.6% | $7,234-36.1% |