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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,827 | $102,393-67.0% | $147,041-77.0% | $80,911-58.2% |
| Participation rate | 85.3% | 75.9%+9.4pp | 82.2%+3.1pp | 67.6%+17.6pp |
| Annual return | 10.57% | 134.95%-124.4pp | 419.21%-408.6pp | 35.63%-25.1pp |
| Employer contribution / active EE | $3,262 | $3,715-12.2% | $4,935-33.9% | $2,756+18.4% |
| Participant deferral / active EE | $6,019 | $6,647-9.4% | $8,071-25.4% | $4,297+40.1% |
| Admin fee / account holder | $5,293 | $7,943-33.4% | $13,006-59.3% | $6,935-23.7% |