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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,737 | $82,674-79.8% | $125,381-86.7% | $68,486-75.6% |
| Participation rate | 88.2% | 75.1%+13.2pp | 82.4%+5.9pp | 67.9%+20.3pp |
| Annual return | 17.16% | -5.97%+23.1pp | 572.31%-555.1pp | -7.85%+25.0pp |
| Employer contribution / active EE | $3,042 | $3,382-10.0% | $4,815-36.8% | $2,597+17.2% |
| Participant deferral / active EE | $5,364 | $6,111-12.2% | $7,448-28.0% | $4,028+33.2% |
| Admin fee / account holder | $1,041 | $6,277-83.4% | $10,007-89.6% | $5,404-80.7% |