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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,141 | $46,697-91.1% | $117,529-96.5% | $68,490-94.0% |
| Participation rate | 87.5% | 56.8%+30.7pp | 70.6%+16.9pp | 67.9%+19.6pp |
| Annual return | -27.58% | -14.52%-13.1pp | 29.77%-57.3pp | -7.85%-19.7pp |
| Employer contribution / active EE | $1,290 | $1,506-14.3% | $4,179-69.1% | $2,597-50.3% |
| Participant deferral / active EE | $1,737 | $2,637-34.1% | $4,072-57.3% | $4,028-56.9% |
| Admin fee / account holder | $407 | $4,023-89.9% | $5,645-92.8% | $5,403-92.5% |