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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,208 | $49,199-87.4% | $121,210-94.9% | $75,177-91.7% |
| Participation rate | 97.7% | 55.4%+42.2pp | 69.5%+28.1pp | 67.2%+30.5pp |
| Annual return | 18.26% | 56.04%-37.8pp | 987.41%-969.2pp | 160.75%-142.5pp |
| Employer contribution / active EE | $2,831 | $1,547+83.0% | $4,171-32.1% | $2,671+6.0% |
| Participant deferral / active EE | $3,731 | $2,630+41.9% | $4,084-8.6% | $4,126-9.6% |
| Admin fee / account holder | $889 | $3,946-77.5% | $5,647-84.3% | $5,651-84.3% |