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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,566 | $110,337-24.3% | $102,383-18.4% | $145,877-42.7% |
| Participation rate | 16.7% | 77.9%-61.3pp | 74.5%-57.8pp | 80.3%-63.6pp |
| Annual return | 15.38% | 24.83%-9.5pp | 24.94%-9.6pp | 551.28%-535.9pp |
| Employer contribution / active EE | $1,903 | $4,216-54.9% | $3,870-50.8% | $4,663-59.2% |
| Participant deferral / active EE | $2,860 | $5,621-49.1% | $5,060-43.5% | $6,691-57.3% |
| Admin fee / account holder | $296 | $9,750-97.0% | $8,391-96.5% | $13,402-97.8% |