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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,658 | $106,247-55.1% | $96,515-50.6% | $139,466-65.8% |
| Participation rate | 25.0% | 77.8%-52.8pp | 74.3%-49.3pp | 80.3%-55.3pp |
| Annual return | 33.08% | 38.47%-5.4pp | 35.73%-2.6pp | 373.66%-340.6pp |
| Employer contribution / active EE | $2,760 | $4,106-32.8% | $3,740-26.2% | $4,754-42.0% |
| Participant deferral / active EE | $3,582 | $5,456-34.3% | $4,880-26.6% | $6,712-46.6% |
| Admin fee / account holder | $133 | $7,885-98.3% | $6,735-98.0% | $11,409-98.8% |