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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,751 | $133,981-87.5% | $112,249-85.1% | $134,532-87.5% |
| Participation rate | 33.3% | 78.6%-45.2pp | 75.1%-41.7pp | 81.2%-47.9pp |
| Annual return | -23.87% | 47.16%-71.0pp | 27.48%-51.4pp | 418.27%-442.1pp |
| Employer contribution / active EE | $2,150 | $4,040-46.8% | $3,636-40.9% | $4,741-54.7% |
| Participant deferral / active EE | $2,470 | $5,292-53.3% | $4,729-47.8% | $6,401-61.4% |
| Admin fee / account holder | $32 | $7,492-99.6% | $6,412-99.5% | $11,429-99.7% |