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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,154 | $102,422-51.0% | $147,117-65.9% | $80,959-38.0% |
| Participation rate | 78.4% | 75.9%+2.5pp | 82.2%-3.8pp | 67.7%+10.7pp |
| Annual return | 23.48% | 135.16%-111.7pp | 420.54%-397.1pp | 35.67%-12.2pp |
| Employer contribution / active EE | $5,723 | $3,717+54.0% | $4,932+16.0% | $2,757+107.6% |
| Participant deferral / active EE | $14,045 | $6,652+111.1% | $8,065+74.2% | $4,300+226.6% |
| Admin fee / account holder | $2,360 | $7,953-70.3% | $12,993-81.8% | $6,925-65.9% |