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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,951 | $102,429-69.8% | $147,096-79.0% | $80,925-61.8% |
| Participation rate | 46.2% | 75.9%-29.7pp | 82.2%-36.0pp | 67.7%-21.5pp |
| Annual return | 19.47% | 135.02%-115.5pp | 419.75%-400.3pp | 35.65%-16.2pp |
| Employer contribution / active EE | $2,562 | $3,716-31.0% | $4,936-48.1% | $2,756-7.0% |
| Participant deferral / active EE | $7,276 | $6,649+9.4% | $8,071-9.9% | $4,299+69.3% |
| Admin fee / account holder | $4,707 | $7,957-40.8% | $13,005-63.8% | $6,940-32.2% |