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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,083 | $156,398-41.1% | $147,318-37.5% | $138,895-33.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.57% | 78.75%-60.2pp | 70.43%-51.9pp | 145.39%-126.8pp |
| Employer contribution / active EE | $3,431 | $4,853-29.3% | $4,593-25.3% | $4,194-18.2% |
| Participant deferral / active EE | $10,885 | $8,237+32.1% | $7,906+37.7% | $6,396+70.2% |
| Admin fee / account holder | $2,340 | $14,976-84.4% | $13,708-82.9% | $12,562-81.4% |