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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,218 | $148,582-87.7% | $135,942-86.6% | $139,456-86.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 31.05% | 79.26%-48.2pp | 68.28%-37.2pp | 373.45%-342.4pp |
| Employer contribution / active EE | $2,959 | $5,245-43.6% | $4,858-39.1% | $4,753-37.7% |
| Participant deferral / active EE | $8,103 | $8,1010% | $7,759+4.4% | $6,711+20.7% |
| Admin fee / account holder | $3,114 | $12,402-74.9% | $10,764-71.1% | $11,407-72.7% |