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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,180 | $70,366-81.3% | $66,674-80.2% | $138,895-90.5% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.7%+13.8pp | 79.9%+7.6pp |
| Annual return | 21.57% | 386.41%-364.8pp | 321.24%-299.7pp | 145.39%-123.8pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,093 | $4,374-6.4% | $4,084+0.2% | $6,396-36.0% |
| Admin fee / account holder | $1,119 | $5,262-78.7% | $5,098-78.1% | $12,562-91.1% |