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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,431 | $124,980-90.1% | $108,359-88.5% | $154,746-92.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 287.45% | 45.00%+242.5pp | 36.89%+250.6pp | 172.34%+115.1pp |
| Employer contribution / active EE | $1,549 | $2,851-45.7% | $2,399-35.5% | $4,379-64.6% |
| Participant deferral / active EE | $1,990 | $4,743-58.1% | $4,137-51.9% | $6,730-70.4% |
| Admin fee / account holder | $1,065 | $11,502-90.7% | $9,741-89.1% | $14,365-92.6% |