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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,005 | $114,712-92.2% | $173,730-94.8% | $87,485-89.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 18.73% | 20.18%-1.5pp | 19.96%-1.2pp | 26.06%-7.3pp |
| Employer contribution / active EE | $2,057 | $2,904-29.2% | $4,577-55.1% | $2,596-20.8% |
| Participant deferral / active EE | $2,290 | $4,642-50.7% | $6,326-63.8% | $4,274-46.4% |
| Admin fee / account holder | $2,117 | $10,210-79.3% | $17,523-87.9% | $7,775-72.8% |