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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,825 | $91,537-94.7% | $130,045-96.3% | $75,173-93.6% |
| Participation rate | 89.3% | 71.5%+17.8pp | 78.5%+10.8pp | 67.2%+22.1pp |
| Annual return | 57.45% | -631.55%+689.0pp | -137.30%+194.8pp | 160.72%-103.3pp |
| Employer contribution / active EE | $2,079 | $2,845-26.9% | $4,321-51.9% | $2,671-22.2% |
| Participant deferral / active EE | $2,244 | $4,343-48.3% | $5,820-61.4% | $4,126-45.6% |
| Admin fee / account holder | $661 | $6,780-90.2% | $10,600-93.8% | $5,651-88.3% |