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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,456 | $101,778-92.7% | $164,975-95.5% | $80,925-90.8% |
| Participation rate | 96.2% | 71.8%+24.3pp | 78.6%+17.5pp | 67.7%+28.5pp |
| Annual return | 54.10% | 16.73%+37.4pp | 70.12%-16.0pp | 35.65%+18.4pp |
| Employer contribution / active EE | $1,877 | $2,954-36.5% | $4,343-56.8% | $2,756-31.9% |
| Participant deferral / active EE | $2,633 | $4,477-41.2% | $6,033-56.4% | $4,299-38.8% |
| Admin fee / account holder | $1,618 | $8,221-80.3% | $12,688-87.2% | $6,940-76.7% |