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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,005 | $108,825-91.7% | $156,181-94.2% | $82,448-89.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 18.73% | 20.59%-1.9pp | 64.87%-46.1pp | 41.64%-22.9pp |
| Employer contribution / active EE | $2,057 | $2,870-28.3% | $4,294-52.1% | $2,551-19.3% |
| Participant deferral / active EE | $2,290 | $4,577-50.0% | $6,132-62.6% | $4,139-44.7% |
| Admin fee / account holder | $2,117 | $9,341-77.3% | $14,586-85.5% | $7,234-70.7% |