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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,456 | $101,795-92.7% | $165,100-95.5% | $80,959-90.8% |
| Participation rate | 96.2% | 71.8%+24.3pp | 78.6%+17.5pp | 67.7%+28.5pp |
| Annual return | 54.10% | 16.73%+37.4pp | 70.21%-16.1pp | 35.67%+18.4pp |
| Employer contribution / active EE | $1,877 | $2,954-36.5% | $4,348-56.8% | $2,757-31.9% |
| Participant deferral / active EE | $2,633 | $4,476-41.2% | $6,035-56.4% | $4,300-38.8% |
| Admin fee / account holder | $1,618 | $8,221-80.3% | $12,696-87.3% | $6,925-76.6% |