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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,412 | $183,627-79.1% | $155,602-75.3% | $145,978-73.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 16.45% | 61.32%-44.9pp | 64.81%-48.4pp | 550.52%-534.1pp |
| Employer contribution / active EE | $3,013 | $5,316-43.3% | $4,675-35.6% | $4,662-35.4% |
| Participant deferral / active EE | $10,700 | $6,466+65.5% | $5,629+90.1% | $6,690+59.9% |
| Admin fee / account holder | $1,103 | $19,327-94.3% | $15,923-93.1% | $13,400-91.8% |