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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,012 | $175,231-87.4% | $149,696-85.3% | $139,466-84.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 120.08% | 166.77%-46.7pp | 134.46%-14.4pp | 373.66%-253.6pp |
| Employer contribution / active EE | $835 | $5,478-84.8% | $4,821-82.7% | $4,754-82.4% |
| Participant deferral / active EE | $8,915 | $6,521+36.7% | $5,682+56.9% | $6,712+32.8% |
| Admin fee / account holder | $656 | $16,155-95.9% | $13,212-95.0% | $11,409-94.3% |