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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,726 | $156,398-22.8% | $147,318-18.1% | $138,895-13.1% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 15.26% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.1pp |
| Employer contribution / active EE | $14,630 | $4,853+201.5% | $4,593+218.5% | $4,194+248.8% |
| Participant deferral / active EE | $11,333 | $8,237+37.6% | $7,906+43.3% | $6,396+77.2% |
| Admin fee / account holder | $14,897 | $14,976-0.5% | $13,708+8.7% | $12,562+18.6% |