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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,354 | $138,078-60.6% | $125,363-56.6% | $134,509-59.6% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -16.10% | 750.49%-766.6pp | 572.15%-588.2pp | 418.13%-434.2pp |
| Employer contribution / active EE | $8,123 | $5,245+54.9% | $4,815+68.7% | $4,741+71.4% |
| Participant deferral / active EE | $7,415 | $7,800-4.9% | $7,447-0.4% | $6,400+15.8% |
| Admin fee / account holder | $1,448 | $11,566-87.5% | $10,005-85.5% | $11,427-87.3% |