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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,287 | $101,591-77.1% | $147,096-84.2% | $74,429-68.7% |
| Participation rate | 70.2% | 75.5%-5.4pp | 82.2%-12.0pp | 67.2%+2.9pp |
| Annual return | 18.69% | 8746.45%-8727.8pp | 419.75%-401.1pp | 1368.38%-1349.7pp |
| Employer contribution / active EE | $1,247 | $3,813-67.3% | $4,936-74.7% | $2,625-52.5% |
| Participant deferral / active EE | $4,458 | $7,302-38.9% | $8,071-44.8% | $4,348+2.5% |
| Admin fee / account holder | $1,876 | $1,750+7.2% | $13,005-85.6% | $1,944-3.5% |