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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,584 | $91,439-80.8% | $135,974-87.1% | $71,511-75.4% |
| Participation rate | 85.0% | 75.7%+9.4pp | 81.9%+3.1pp | 67.9%+17.1pp |
| Annual return | 51.93% | 29.90%+22.0pp | 68.30%-16.4pp | 28.86%+23.1pp |
| Employer contribution / active EE | $1,282 | $3,705-65.4% | $4,859-73.6% | $2,589-50.5% |
| Participant deferral / active EE | $4,619 | $7,093-34.9% | $7,760-40.5% | $4,291+7.7% |
| Admin fee / account holder | $881 | $1,267-30.5% | $10,767-91.8% | $1,588-44.6% |