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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,496 | $118,467-59.9% | $98,450-51.8% | $139,456-65.9% |
| Participation rate | 43.5% | 77.5%-34.0pp | 75.2%-31.7pp | 80.3%-36.8pp |
| Annual return | 15.50% | 18.95%-3.4pp | 21.16%-5.7pp | 373.45%-357.9pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,836 | $5,393-47.4% | $4,739-40.2% | $6,711-57.7% |
| Admin fee / account holder | $580 | $14,057-95.9% | $8,961-93.5% | $11,407-94.9% |